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does blue cross cover cbd oil

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In April 2019, Florida Agriculture Commissioner Nikki Fried told the Tallahassee Democrat:

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If marijuana is reclassified, it could also become available without a prescription, which could mean that medical marijuana patients may possibly end up purchasing their medication from the same dispensaries as recreational marijuana users. Health insurance likely wouldn’t pay for medical cannabis under those conditions; however, if it is reclassified and sold as an over-the-counter (OTC) drug, cannabis might be eligible to be paid for using a health savings or flexible spend account.

[There is] no such thing as medical marijuana.

Approval for medical cannabis to be added to any drug formulary would require the insurance company’s pharmacy and therapeutics committee to add it, which could be a move that committee might be reticent to make.

(It’s worth noting that Azar is a former lobbyist and executive at pharmaceutical giant, Eli Lilly.)

The Benefits of CBD

But, these sought-after products, including commonly used oils, can be very costly. The question many Americans and Canadians have: Does insurance cover CBD oil?

Because it is not debilitating to use and can be effective in reducing pain and helping those suffering from anxiety, epilepsy, insomnia and more, as many as 14% of U.S. adults are currently using some form of CBD. 1

Many claim that CBD oil is a cure-all for almost any ailment. While human studies are still being conducted on the topic, there are several potential benefits of using CBD, derived from animal studies conducted by reliable sources.

The 2018 passage of the U.S. Farm Bill, which legalized the use of CBD products (derived from hemp) across the country, has led to widespread use of CBD oil. While CBD oil is often used to reduce medical ailments, there is currently no CBD oil insurance policy, or health insurance companies in the U.S. that will cover the use of CBD oil or medicinal marijuana, even when prescribed by a doctor.